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iPinjaman - v0.34.6 latest version is 0.34.6, release date 2020-08-30, and has size 34.3 MB.Developed by iPinjaman, iPinjaman - v0.34.6 requires Android version at least Android 4.4+. Therefore you must update your phone if necessary.
Pretty much loaded, about 1000 downloads. You can update apps that have been downloaded or installed individually on your Android device if you want. Updating your apps gives you permission access to the latest features and improve application security and stability.
The mobile loan business launched a fully automated cash lending, "no warranty, no face sign", just a cell phone to complete the application, arrival, repayment of the entire process. Mobile phone loans to achieve the "mainly automated review, supplemented by manual review," the efficient operation of the process, the fastest 3 minutes to account, the shortest one month cash loan information service.
Fees & Charges
Minimum period for repayment : 3 Months
Maximum period for repayment : 24 Months
Maximum Annual Percentage Rate (APR) : 18%.
Processing Fee (Includes Stamp Duty and Legal Fees) : 10% of Loan Amount
Example:
Loan Amount - RM 3000.00
Loan Installment Period - 6 Months
Interest Rate - 1.5% per Month or 18% per Year
Processing Fee (Includes Stamp Duty and Legal Fees) - RM 150
Total Interest Charge: Loan Amount X Interest rate per month X Loan Period
RM 3000 X 1.5% (Interest per month) X 6 Months = RM 270
Total Repayment Amount: Loan Amount + Total Interest Charge
RM 3000 + RM 270 = RM 3270
Monthly Installment Calculation: Total Repayment Amount / Loan Period
RM 3270 / 6 Months = RM 545
Total Cost of Loan= Processing Fee + Profit Rate Charges
Total Cost of Loan= RM 150+RM 270 = RM 420
Minor adjustment
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