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Smark - Get Easy Loans - v1.2 latest version is 1.2, release date 2020-12-25, and has size 5.1 MB.Developed by Q - Tech, Smark - Get Easy Loans - v1.2 requires Android version at least Android 5.0+. Therefore you must update your phone if necessary.
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* Instant Loan App & Credit Platform for Indian users, you can apply cash loan with low interest rates here.
* We provides personal cash loans with low interest rates, making it easy for you to get instant loans for emergency use anytime, anywhere. Register in minutes, apply for a cash loan, and then receive money directly from your bank account. This is a fast, convenient and reliable way to obtain credit when needed. Loan applications are safe and confidential. Aadhaar and PAN card are required.
* Minimum and maximum period for repayment : Minimum 1 Years and maximum 5 Years period for repayment of Personal Loan
* Minimum and Maximum Annual Percentage Rate (APR) : Minimum 18% and Maximum 36% Annual Percentage Rate (APR)
* which generally includes 1.50% Fix Processing Fees of Loan Amount, No other costs for a year
* Example of the total cost of the loan, including all applicable fees :
Any Person Apply For Loan Amount - ₹100,000 So Total Repayment Amount after 1
Years ₹118,000
1.5% Processing Fees Applicable One Time (₹1500) This Fees Deduct your Approval
Principles, Example = ₹100,000 - ₹1500 = ₹98500 credit into your Selected Bank
Account
18% Interest for total Loan Amount Interest = ₹100,000 / 100 * 18% = ₹18000 Total
Interest Payable Into 12 Month
Select EMI for 1 Years - " 12 month " = Your Payable Monthly EMI ₹9833.34 deduct into
your Bank Account
If Any Query about APR or Fees or EMI contact our Team
* Features of the loan:
● It's quick - Get the loan in a few hours
● Apply for a personal loan of up to ₹10 Lakh
● Personalise your loan amount and payback period through the app
● Completely paperless process - Apply for a personal loan through the app and pay back through the app
● No document pickup required for personal loan approval - completely app based
● Backed by excellent customer service
* Types of Instant Loans we provide:
✓ Personal loans for salaried:
Salaried professionals can avail advance salary loans to cover small but urgent needs and get direct money transfer to their bank account
✓ Small personal loans:
Get quick personal loans online with amount up to ₹60,000 and repay in 12 months!
✓ Cash Loan:
Our cash loans can help you cover everything from monthly grocery bills to your child’s schools fees and even your outstanding bills that need to be cleared!
✓ Loans for self-employed:
Self-employed professional can avail personal loans online in a jiffy.
* Eligibility Criteria:
To get an instant loan from this App, you need to be:
o You must be a citizen of India
o Aged between 18-59 years
o Salaried/self-employed with minimum income of 15K per month
o Aadhaar and Pan card.
o Bank Account Statement ( 6 months)
* Documents Required:
o Aadhaar
o PAN
o Selfie, Your original signature ( should match with the PAN card signature)
o Bank Account Statement ( 6 months)
o Identity proof(driving license/voter id/passport/ Aadhaar card / PAN Card)
* Steps for availing a Instant Personal Loan:
As one of the best instant personal loan apps in India, we make it extremely easy to get a loan!
1. Download the app and install it.
2. Fill in the simple form.
3. Upload Documents.
4. Loan Approval
5. Receive money to your bank account in 30 minutes.
* Contact us:
For help or any other details about our instant personal loans, you may contact.
Email : [email protected]